Using Car Loans to Your Advantage

In Canada, having a car is almost a necessity if you want to compete for well-paying jobs but still live in a neighborhood with reasonable home prices. This is one of the great services provided by automobiles; a bridge between your work and your home. However, cars are also very expensive items. Luckily, car loans offer an individual great personal choice and flexibility in determining a financial plan that best works for their unique financial situation. This transforms the possibility of having a car from a fantasy to a reality.

Different Types of Loans

Most banks and lending agencies will work with you to tailor-make a financial package that is optimal. That is, there is a range of financial options at your disposal so you can decide whether you want to make small monthly payments spaced out over a long duration, or larger monthly payments that will pay off the full value of the automobile quicker. In today’s market, interest rates are relatively low on car loans, creating an ideal environment to finance a car purchase so that you can reap the benefits.

Travel in Style

If you do not already have a car, car financing is an economic opportunity you do not want to miss out on. Simply put, a very powerful economic and leisurely tool is within your reach, for monthly payments that would seem miniscule compared to other monthly bills. The main thing with a car loan is that your payment for the full value of the car is spaced out over a long duration; this appeals to and targets hardworking people who plan on being employed for the next 5, 10, 15, etc. years.

If you are this type of person, there is no reason why you should not be traveling back and forth from work and home in a car. You will save yourself valuable time and also have the ability to work at places you did not have the possibility to before.

Ford F-150 is Canada’s Top Searched vehicle, while luxury cars hold steady according to 2020 Canadian car shopper data

Source: NewsWire

2021 Ford F-150 - All The Important Stuff Is Under The Skin

TORONTO, Dec. 16, 2020 /CNW/ – Despite the impact of the global pandemic, searches for luxury vehicles show little signs of slowing down in Canada, according to 2020 data released today from autoTRADER.ca, Canada’s largest automotive marketplace. The company’s annual Top Searched vehicles list noted favourites from 2019, including the beloved Ford F-150, Honda Civic and Toyota RAV4 remained in the top 10, while half (50 percent) of this year’s list consisted of premium nameplates, pointing to a range in Canadian vehicle preference. Additionally, BMW and Mercedes-Benz were the first and second most searched vehicle brands on autoTRADER.ca this year.

2020 Top Searched Vehicles in Canada

  1. Ford F-150
  2. Ford Mustang
  3. BMW 3 Series
  4. Mercedes-Benz C-Class
  5. Porsche 911
  6. Honda Civic
  7. BMW M
  8. Chevrolet Corvette
  9. Mercedes-Benz E-Class
  10. Toyota RAV4

Provincial Search Breakout

2020 provincial search data revealed key regional preferences for car shoppers across the country.

BC leads with luxury. BC leads the country when it comes to interest in luxury vehicles, with the Porsche 911 rising three spots from #5 to #2 on the province’s Top Searched list. The BMW M (#4), BMW X5 (#8), Mercedes-Benz C-Class (#5), and Mercedes-Benz E-Class (#7) were new entrants in 2020. The rest of Canada shares the west coast love for premium vehicles with at least one luxury model appearing on every regional top searched list with the exception of Saskatchewan.

Alberta lusts after larger vehicles. In a province where trucks have always led the way, it’s no surprise that the Ford F-150 is Alberta’s top-searched vehicle for another year running. Surprisingly, the Ram 1500, a truck that has traditionally held a lot of popularity in the region dropped from this year’s Top Searched list as Albertans welcomed new luxury entrants like the Mercedes-Benz C-Class (#6), BMW M (#7) and BMW X5 (#10). Unsurprisingly, the region has a long-term affinity for larger vehicles with the Toyota RAV4 (#4), Jeep Grand Cherokee (#8) and BMW X5 (#10) also making the top 10.

Saskatchewan flexes muscle. While Saskatchewan may be the only region in Canada without a luxury vehicle on their top 10 list, they do like to get behind the wheel of some North American muscle. The Ford Mustang (#2), Chevrolet Corvette (#3) and Chevrolet Camaro (#5) all made the top 10 list this year. The province also stands out as having the lowest number of cars on the list, instead favouring utility vehicles such as the Chevrolet Silverado 1500 (#4), Jeep Wrangler (#6), GMC Sierra 1500 (#7) and Jeep Grand Cherokee (#8).

Ontario is captivated by cars. Cars reign supreme in Ontario making up 80 percent of the province’s top searched list, followed by British Columbia and Alberta. This year, half of Ontario’s top 10 list consisted of premium vehicles. True to Ontarian preferences, the province was only one of two regions across the nation where the Ford F-150 did not rank #1 – instead, Ontarians favour the sportier Ford Mustang. Practical vehicles, such as the Honda CR-V, Toyota Corolla and Toyota Camry, were just shy of making this year’s regional top 10 list.

Québec keeps it practical. The perennial Honda Civic continues to dominate Québec’s Top Searched list for the fourth consecutive year, reinforcing the prioritization of function over flash in la belle province. The arrival of the Jeep Wrangler (#9) and Jeep Grand Cherokee (#10) hints at an increased interest in recreational vehicles, and the Porsche 911 (#7) shows that while Québecers prefer practicality, they are not averse to the finer things.

Manitoba goes off-road. Manitoba saw a spike in searches for off-road vehicles with the Jeep Wrangler (#8) and Jeep Grand Cherokee (#10) debuting on the region’s Top Searched list. The province witnessed a slight increase in luxury vehicle interest, adding two premium models to its Top Searched list. The Ford F-150 remained Manitoba’s #1 searched vehicle, while the Ram 1500, GMC Sierra 1500, Ford Escape and Toyota Corolla slipped below the top 10.

Atlantic Canada finds balance. The east coast saw the most even representation of vehicle types across their top 10 list. The classic Ford Mustang (#2), functional Toyota Tacoma (#3), practical Honda Civic (#4), and recreational Jeep Wrangler (#6) all made an appearance, a reflection of well-rounded vehicle preferences in the Maritimes.

Evolution of Car Shopper Sentiment

autoTRADER.ca conducted ongoing consumer studies throughout 2020 to evaluate the impact of COVID-19 on Canadian car shopper sentiment and inform what may be expected moving forward. Findings include:

Green, green growth. 

2020 was yet another big year for electric vehicles with more hybrids, plug-in hybrids, and full EVs listed across the marketplace. Green vehicles launched this year span all different body styles and prices, giving Canadians more options than ever before including the Toyota RAV4 Prime, Porsche Taycan, Audi e-Tron Sportback, Tesla Model Y, Hyundai Elantra Hybrid, Toyota Corolla Hybrid, Hyundai Sonata Hybrid, Ford Mustang Mach-E, and Ford F-150 Hybrid. Further, new developments that may drive greater EV adoption in the coming years include the launch of faster 800V charging rates by Porsche and Hyundai, and Québec’s commitment to stop selling new gas-powered vehicles by 2035. autoTRADER.ca data also indicates national searches for electric and hybrid fuel types increased 19 percent year-over-year. EV adoption is expected to increase through 2021 and beyond as more makes and models are introduced, charging speeds increase, travel range expands, and greater infrastructure is developed.

Car shoppers go digital. 

While a portion of car shoppers still seek an in-person dealership experience, a survey of autoTRADER.ca users revealed that 71 percent are interested in buying a car digitally since the start of the pandemic. This year, autoTRADER.ca became the first major marketplace in Canada to launch digital retail on its platform, meaning for the first time, Canadians can buy a vehicle 100 percent online. Based on the higher consumer engagement experienced by dealers who currently have digital retailing enabled, autoTRADER.ca anticipates this sentiment will hold strong. The added safety and convenience of completing varying portions of the vehicle transaction online is resonating with car shoppers across the country.

3 Keys To Getting The Right Car Loan

There are many companies offering car loans. However, it may be difficult for some to distinguish between these companies and their offers in order to find the right loan.

Here are four keys we recommend you use to identifying the right company and loan.

Know Yourself

Before you get started with your search you should know have a good understanding of your financial standing. Among other things, you should know your credit score, how much you can afford in monthly payments, and the total amount of financing you need. The more you know about yourself, the smoother the process is likely to be.

Know The Lender

You should make a list of possible lenders and do a search of their background. For many lenders, you can get an idea of the terms and fees they usually offer, their loan approval rate, or even their customer service practices by searching the internet. In most cases, our dealership is able to help you get the financing you need.

If your credit score isn’t ideal, don’t let that detract you from finding a lender. We specialize in working with individuals who have poor credit and look at each situation on its own prior to choosing the lender that has the options for you.

Know The Terms The loan that you agree to should be right for you. Don’t be afraid to shop around for the loan that fits your needs in regard to the monthly payment amount as well as overall terms such as interest rate, extra fees, and repayment period.

he best thing you can do when searching for a car loan is to start early. Once you have an idea of what your financing needs are, you should begin to identify potential options. You don’t want to wait until you’ve found the car you want to begin searching for financing options.

Benefits of Using a Loan for Your Next Car Purchase

The majority of car buyers finance this major purchase. Given the statistics, it’s likely you will be looking at options for car loans when shopping for a vehicle. There are many benefits to purchasing a vehicle with financing. Here are some top advantages to using a loan to purchase your next car.

When you finance a car, you can obtain more vehicle than you may have the cash for. A better car can be safer, more reliable and save on maintenance and repairs. With financing, you make a down payment, then periodic (usually monthly) payments for the duration of the loan. As opposed to paying straight cash for a car, down payments required when obtaining a loan are usually a small percentage of the price being paid for the vehicle.

There is flexibility in terms when financing car. Payments can be made over various lengths of time such as 36, 60 or 72 months. Interest rates that lenders offer are often flexible too, varying with credit score and the desired length of loan. In an economy with low interest rates, your money may be put to better uses than paying cash for a car. Car loans free up that cash so that it may be used for higher interest earning investments, businesses or home purchases.

If you have poor credit or little credit history, financing an automobile may look less attractive. Higher rates are charged to those with low credit scores due to the increased risk to the lender. With a poor credit score, you may need to put down a larger sum of cash in order to keep the payment affordable. However, when you make consistent on time payments, your loan will help improve your credit score over time.

By offering greater flexibility and purchasing power, car loans play a critical part of the automobile purchase process for most.

Old-School Car Maintenance Tricks All Drivers Should Know

Source: Bob Vila

There’s no need to go to a mechanic for all of your car maintenance needs. You can perform these tried-and-true fixes yourself with things you probably have laying around the house.

Little Effort = Big Savings

diy car maintenance
Photo: istockphoto.com

Performing routine maintenance on your vehicle is important to keep it running right. But it’s hard to keep up with all of the car maintenance products on the market these days. You could spend a fortune and visit your mechanic monthly, but oftentimes there’s an old-school, DIY solution for your car maintenance needs that will keep it running reliably with minimal time and money spent. Check out this list of car maintenance tricks your grandfather surely knew—and you should, too.

Get More Out of Your Wiper Blades

clean windshields
Photo: istockphoto.com

As wiper blades age, they lose their ability to clear your windshield properly. But with a couple of household products and a little elbow grease, you can help them last longer. Start by cleaning the base of the windshield with some window glass cleaner, just underneath where the wiper blades rest. Then, wet a paper towel with some rubbing alcohol and wipe the blades down until they come clean. You should see a marked difference in how they clear your view.

A Penny for Your Treads

penny tire tread
Photo: istockphoto.com

You can’t expect your car to give you a safe ride if the tire treads are too worn down. To quickly check the state of your tire treads, place a penny with Lincoln’s head facing down into the tire tread. If his head stays clearly above the tread, you need to replace your tires.

Clear Up Fogged Headlights with Toothpaste

cleaning fogged headlights
Photo: istockphoto.com

Over time, the surface of your headlights will oxidize and become foggy or yellowed. You can clean them up with toothpaste, which is a very mild abrasive. First, clean the headlights with soap and water. Then, squeeze some toothpaste onto a soft cloth and rub it into the wet headlight in a circular motion. Keep adding toothpaste and water as needed. Once finished, rinse thoroughly, and dry it with a soft cloth. Apply a headlight sealant for future protection.

Remove Bugs with WD-40

clean bugs off car
Photo: istockphoto.com

Most people have a can of WD-40 in the garage, as it’s good for so many jobs around the house. But this magic lubricant can also help you remove dried up, dead bugs from the front of your car. Just spray it on the affected areas and let it sit for about ten minutes. Then, with a sponge or soft cloth and a little elbow grease, you can wipe those bugs away much more easily. Afterward, wash your vehicle as usual.

Defrost Your Windshield with Rubbing Alcohol

defrost car windshield
Photo: istockphoto.com

When winter comes and freezes up your windshield, have a quick fix ready to go. Add one part water and two parts rubbing alcohol (70 percent isopropyl alcohol) to a spray bottle and shake to mix. Spray the solution onto your iced up windshield and the frost and ice will start to break apart and melt.

Bounce Test Your Shocks

test shocks car
Photo: istockphoto.com

Your car’s shocks and struts help to stabilize the vehicle as you drive, keeping you from bouncing down the road as you turn, accelerate, or brake. You can test your shocks with a simple “bounce test.” Stand at the seam of the bumper and push it down. If it bounces back twice or more, then you probably need to replace your shocks or struts.

Test Your Headlights on Your Garage Door

car garage door headlights test
Photo: istockphoto.com

Headlights may become misaligned just the way wheels do. You can quickly assess whether your headlights are properly aligned by parking your car about 25 feet away from a flat vertical wall, like your garage door. If they are shining unevenly, consult a mechanic or your owner’s manual for instructions on realigning them.

Why Buy From The Dealer?

If you are in the market for a used car, then we’d like to urge you to take a closer look at the used cars in Brandon that we have in our inventory. At our dealership, we work hard to make sure that we have the best inventory of a wide variety of used cars of all types – including used sedans, used vans, used trucks, and more.

Here are a few reasons why we think you should buy your used car from Sisson Auto Financing and Sales:

Financing

One of the most important things for many of our customers is the price of the used car. We work hard to make sure that each of our used cars is priced to sell, through our Fair Negotiation Free price, which means that we offer the lowest possible prices for used cars of all types. In addition to our excellent prices, we also offer great financing opportunities for every used car that we sell – including used car loans and trade-in values to help lower the cost of the new cars.

If you think that you may want to get financing for your used car, get started with the process online through our Web site. We have an online credit application that you can complete from the comfort of your home or office when you’re ready to get started applying for a loan. You can also learn more about the trade-in value of your used car by checking the approximate value online through our Trade In tool.

Inventory

We work hard to keep a fresh inventory of new vehicles on our lot so that our customers can always find the right used cars for their needs. We also post information about these used cars online through our inventory link. Check our online inventory for more information about each of these cars, including photos.

Personalized service

In order to help ensure that you get the right used car for your needs, it’s important that you select a car that not only runs well, but that will also last for years to come. In order to ensure that you get the right car, we will tell you as much as you need to know about each of the used cars in our inventory and provide a full inspection of each car before we sell it to you. We also provide CARFAX History reports! Contact us, your used car dealer in Brandon today to learn more about our used cars or to browse through our inventory at your leisure!

Tips for Test Driving Used Cars

Test driving the car you want to buy can be overwhelming. You have a lot on your mind, so being prepared can help you make the most of your time in the car. Before you fall in love with the car, it’s important to take it out on the road. A sportscar looks sleek and sexy, but it will have less space than you may be used to. This could be uncomfortable over time.

Before your test drive, check the car out. This is for your peace of mind. The tires can tell you a lot about the car. If the tread is uneven or worn, there may an alignment problem. Check underneath for leaks. Our mechanics check every car before it goes out on the lot for sale, but we want you to feel good about your purchase. You can also look at the condition of the hoses to get a feel for how the car has been maintained. They shouldn’t be cracked and worn.

You probably want to drive around ten kilometres to really get a feel for how the car handles. Turn the music off for most of the drive so that you can listen to the car. Make sure you drive as you normally do and never violate traffic rules. Keep notes about how the vehicle meets your priorities. You can turn on the sound system for a few minutes while driving to test the sound system. Don’t forget to park and back up, make a right and left turn during the test drive to really see how the car does under different conditions.

Our dealership offers a wide selection of used cars when you’re shopping for your next vehicle. You can test drive more than one so that you can find the right car for your lifestyle and that’s comfortable for you to drive. We want to get you back on the road quickly, without a lot of hassle which is why you can also get financing right here.

Is Early Auto Loan Payoff Worth It?

Source: Auto Credit Express

Is Early Auto Loan Payoff Worth It?

Paying off your car loan early can really be worth it, especially if you have a high-interest rate. The longer you wait to pay off an auto loan, the more it costs you, so doing everything you can to cut down on those costs can benefit you in the long run.

Early Car Loan Payoff Can Save You Money

Is Early Auto Loan Payoff Worth It?

One of the biggest advantages of paying off your car loan early is that you can save money overall.

All loans come at a price, and interest is the cost of borrowing money. Unfortunately, interest isn’t a set fee – your credit score is the biggest factor in determining just how much it’s going to cost you to borrow money. The lower your credit score, the higher your interest rate generally is.

When you have a high-interest rate, you can save in interest charges by paying off your loan early. Paying ahead of schedule reduces your interest payments because most auto loans use simple interest. This means that interest charges accrue daily based on the total amount of principal (the amount you borrowed not including interest charges) you owe. Therefore, the longer you owe on the loan, the more interest charges can stack up.

One of the most efficient ways to avoid paying too much in interest is to borrow less money. This isn’t always the easiest answer, but the more money you can use as a down payment, the less you have to borrow. In fact, putting money down is one of the best things you can do for yourself when it comes to taking out a car loan.

Ways to Pay Off Your Auto Loan Early

Though a substantial down payment can save you money because you’re borrowing less, it can still be a good idea to pay off a loan as quickly as possible if you want to save even more in interest charges.

If you’re looking for a way to pay off your loan early, you have some options:

  • Split your payment – If you split your monthly payment in half and make a half payment every two weeks, you actually end up making 13 monthly payments in a year instead of 12.
  • Make extra payments – Paying extra on your loan outside of your scheduled payments is a great way to take advantage of any extra money that comes your way, such as a tax refund, stimulus check, or an unexpected windfall.
  • Round up – Anything helps when you’re trying to pay off your auto loan early. If you want to make an extra impact with each payment, round up to the next highest dollar amount you’re comfortable with. For example, if your car loan payment is $379, you could make a $400 payment each month, and knock off some of the balance that accrues interest.

Once you decide which method works for you, you can set yourself up to save. The beauty of simple interest auto loans is that there’s typically no penalty for prepayment. So, even if you don’t choose just one method of early payment to stick to, you can simply make the decision that helps you the most in your situation.

Truths About Car Loans

When it comes to car loans, many people have reservations. There are a lot of misconceptions out there about vehicle financing. Owning a car can be a big step. With a purchase of that magnitude, it’s important to look at all of your options. After all, you want to get your money’s worth without breaking the bank. Financing options can be more beneficial than paying off a car at once. Here are three truths about car loans that you should know.

Easy Application Process

If you apply for a car loan, the process is often more simple than a standard bank loan. Not only is it easier to apply, but the rate of acceptance is also higher. If you don’t have a high credit score, it isn’t usually a problem.

Low Risk Option

With standard loaning options, your assets can be at take if you default on your payments. This can affect your home. With a car loan, often, your assets are better protected.

Fixed Loans

Most people fear loans because of the APR rate. On standard loans the interest rates can go up and your payments may turn out to be higher than you hoped for, months or years down the line. With car loans, the rate is often fixed. Your payments will be the same throughout the life of the loan.

Dealership Perks

If you go with a bank loan, then odds are you won’t be offered many benefits from the dealership in the same way that you might if you take out a loan with them. Sometimes this may come in the form of an inspection or road service that adds value to the loan.

Purchasing a new car can be a big commitment. Often though, it is more than worth it. How you decide to finance your vehicle is important. When people think about loans, sometimes it’s a daunting concept. However, car loans tend to be easier, lower risk and help car owners understand exactly where they stand with the loan.

Canada’s 10 best-selling vehicles in 2020’s first half: the COVID edition

Source: Driving.ca

The last time the market was hit this hard, this list looked a whole lot different.

What do Canadians want? Pickup trucks. When do they want them? Now. What will stop them from buying them? Apparently, not a pandemic.

Each of Canada’s four top-selling vehicles in 2020’s first-half were full-size pickup trucks, a far cry from the pre-recession days of 2008 when a compact car was perched atop the leaderboard.

(That car, which still dominates the shrinking car market, presently ranks sixth overall.)

While full-size pickup trucks owned 13 percent of the Canadian auto market the last time the auto industry succumbed to extraneous circumstances, in 2009, the same group of six vehicles currently produce 23 percent of Canada’s auto sales volume.

And though total auto sales in Canada in 2020 are tracking to fall short of even 2009’s disastrous year by at least a couple hundred thousand units, full-size pickup truck sales in 2020 may well total 100,000 extra units than in 2009.

Short version: the market has shifted. As is so often the case, that shift is a story perhaps most easily told by the disappearance of passenger car demand. While overall auto sales slid by 45 percent in 2020’s second quarter, during the depths of COVID-19 shutdowns, passenger car sales fell off a cliff, sliding 57 percent, year-over-year, down an embankment toward irrelevance. Barely more than one out of every five new vehicles now sold in Canada is a car.

A correlation is directly visible in this list of Canada’s 10 best-selling vehicles during the first half of 2020. Only two of the 10 vehicles are cars.

10. Ford Escape

2020 Ford Escape
2020 Ford Escape Handout / Ford

Hardly the environment into which an automaker wants to launch a perennial top-seller in a hot category, the first half of 2020 was nevertheless inescapable for the fourth-generation Escape. Sales are down by more than half for the new Escape. Second-quarter sales actually slipped 63 percent, a loss of 8,143 sales over the course of just three months.

9. Dodge Grand Caravan

2020 Dodge Grand Caravan Handout / Dodge

It’s an odd occurrence for a soon-to-be-banished former top-seller to reappear on Canada’s list of best-selling vehicles as production ends. The Grand Caravan ranked 12th overall at the halfway mark of 2019; 14th by the end of the year.

Yet the Grand Caravan’s ebbs and flows in Canada aren’t unusual, whether due to bargain-basement discounts, popularity with daily rental fleets, or, as in this case, the devastation wrought by COVID-19 on other high-volume nameplates. (Consider the Nissan Rogue, which outsold the Grand Caravan in 2019, but plunged 61 percent in 2020’s second quarter.) Minivans aren’t dead, but the Grand Caravan’s demise certainly marks the end of an era.

8. Toyota Corolla

As a fresh redesign, as a long-time global bestseller, and as a compact with an unparalleled reputation for durability, you’d expect the Toyota Corolla to fare better than many rivals during a sudden drop-off in auto sales demand. In a sense, the Corolla has done just that: Corolla volume is down 40 percent while the non-Corolla car market is down 49 percent.

On the other hand, the Corolla is part of a rapidly shrinking car sector that’s fighting plenty of non-COVID headwinds. Car sales are down 48 percent this year — SUVs, crossovers, vans, and trucks are down “just” 29 percent.

7. Honda CR-V

2020 Honda CR-V Honda

Like the two vehicles ranked ahead and behind of the CR-V, this Honda utility vehicle is a testament to the popularity of built-in-Canada vehicles. (The degree to which the Made In Canada status matters to car buyers, we know not.) The CR-V’s rate of decline tracks in lock-step with its top-selling rival and almost exactly traces the overall market’s 34-per-cent decline, as well. At this rate, Honda will sell roughly 36,000 CR-Vs in 2020, a five-year low.

6. Honda Civic

2019 Honda Civic Sedan Touring Honda / Honda

Still on pace to end 2020 as Canada’s best-selling car for a 23rd consecutive year, the ageing tenth-generation Honda Civic hasn’t fared well through 2020’s challenges. Granted, the drop-off in Civic demand hasn’t been quite as severe as that of the overall car market as a whole (sales of which are down 48 percent.)

But the Civic, which speaks on behalf of the passenger car sector, has seen its demand decrease at a significantly sharper rate than the industry at large. A year ago, the Civic ranked third overall.

5. Toyota RAV4

Although nothing could be less predictable than 2020, the first half of the year suggests the Toyota RAV4 is cruising towards a fifth consecutive year as Canada’s best-selling SUV/crossover. Over the course of the last six months, the RAV4 has built up a 17-per-cent leadership margin over the next-best-selling Honda CR-V. The Canadian-built RAV4 has a far more sizeable lead over all other contenders. It outsells the third-ranked Ford Escape by two-to-one.

4. Chevrolet Silverado

2020 Chevrolet Silverado Diesel
2020 Chevrolet Silverado Diesel

Combined sales of the Chevrolet Silverado and its GMC Sierra twin totalled 48,241 units in 2020’s first half, more than enough to land in the silver-medal position if General Motors hadn’t long ago chosen to separate its truck portfolio. Sliding through the pandemic relatively unscathed, the Silverado/Sierra tandem grew their share of the Canadian full-size truck market to 33 percent in 2020’s first six months, up from 30 percent a year ago.

3. GMC Sierra

2019 GMC Sierra AT4 GMC

Full-size pickup truck market share shot up from 18.6 percent in the first half of 2019 to 22.5 percent in the same period this year, a climb driven in large part by GM’s over-performing truck twins. The Sierra, by a narrow margin, is the better seller of the two. While vehicle sales plunged by more than a third, year-over-year, Sierra volume dipped by just 9 percent.

2. Ram P/U

It only takes the subtraction of the Ram truck line from the remainder of Fiat Chrysler Automobiles’ Canadian performance to see just how essential Ram trucks are to the company’s success. Without the Ram, FCA sales are down 41 percent (rather than 33 percent with Ram) to 41,846 units, just 6.5 percent market share (rather than 18.2 percent.)

1. Ford F-Series

2021 Ford F-150 Limited Ford

Somehow still on track for a calendar year in excess of 100,000 sales, a feat no other vehicle line has ever accomplished in Canada, the Ford F-Series’ share of the Canadian auto market has actually increased to just under 9 percent this year. Through the first half of 2020, the F-Series generated 54 percent of all Ford Motor Company sales in Canada. 2020 is on track to be the 12th consecutive year in which the F-Series ended the year in the No. 1 position.